What these numbers mean at SMGC: For example, consider a match between a scratch golfer playing the black tees and a 20 handicap playing the blue tees. The scratch is expected to shoot a 62, or 1 over par, giving him a course handicap of 1. By checking the list of handicaps in the Pro Shop we see that the 20 handicapper will have a course handicap of 19 at SMGC. Therefore, the scratch golfer should give 18 strokes in this match. Of course, there’s no gambling at Southers Marsh, but if there were, it would be fair.